Just a quick post to say "Happy New Year" and share our plans for 2009. As my husband's pay continues to decrease each pay period, I'm still jobless after almost a year. We've tapped out borrowing from family and resorted to taking out a loan against my husband's dwindling 401K to be able to survive. We made the house payment for December, but not sure whether or not we can make the January payment. We've begun boxing up for the eventual move from our home, as we know we won't be here much longer. "Quit thinking so negatively," our daughter admonishes us. I try to explain there is a difference between negative thinking and realistic thinking.
As we prepare for our move, we daily scan the "For Rent" section of the local newspaper. Lots of rentals in today's market, but the rent in our area is astronomical, normally running about the same amount as our current unaffordable house payment. Looks like we will be moving to an area where we really don't want to live, you know, what we think of as an "undesirable area". I don't want to do that to my son, have him move away from his friends, have to change schools, but we have to do what we have to do. The important thing, after all, is that we remain together as a family and I have faith we will survive our move intact. We do count our blessings and know there are much worse things that could befall us.
If you are facing foreclosure, here is a great source of ideas on how to avoid it.
God Bless in 2009!
Polsterbett Hohes Kopfteil
9 months ago